143 Million Potentially Affected by Equifax Data Breach

by Norman B. Blumenthal on October 23, 2017

blumenthal nordrehaug & bhowmik, southern california employment law, southern california employment law attorneys, Equifax breach, data breach, employment law attorneyA giant cyber security Equifax data breach sometime between mid-May and July compromised personal information of as many as 143 million Americans. That is roughly half the population in the entire country. The sensitive information that was breached included: names, birth dates, social security numbers, addresses, and some driver’s license numbers. In addition, Equifax said that approximately 209,000 Americans’ credit card numbers were exposed as well as about 182,000 customers’ personal information included in credit report disputes. In addition to customers affected throughout America, the data breach included customers from Canada and the  U.K, too.

The company discovered the hack on July 29th and declared it the worst breach ever due to its reach and the type of information that was exposed. The company is one of three nationwide credit-reporting companies that is dedicated to tracking and reporting rates and financial histories of U.S. consumers. The data is pulled from loans, loan payments, credit cards, child support payments, credit limits, missed rent/utilities payments, addresses and employer history. All the data factors into the creation of each consumer’s credit score.

One thing that makes this data breach different from others in the past (besides the fact that it is the largest breach in history) is that not all the people affected by the Equifax breach even know they are customers of the company. Equifax doesn’t get its data straight from consumers – it receives data from a number of different, other sources, such as: banks, retailers, credit card companies, lenders, etc. All of which report on consumer credit activity. They also purchase public records to use in compiling data on consumers. Equifax is mailing out notices to individuals whose credit cards or dispute documents were exposed during the breach.

Consumers who wish to check and see if they may be impacted by the breach are urged to submit their name and the last six digits of their social security number. Users affected are being provided a date on which the company will be enrolling them in free identity theft protection and credit file monitoring services.

If you fear the negative impact of the Equifax data breach or if you have questions about how it could affect you, please get in touch with the experienced California employment law attorneys at Blumenthal, Nordrehaug & Bhowmik.

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